Terms of Service

Welcome to Watley Insurance Group ("Website", "Agency," "we," "us," or "our"). By accessing or using this Website, you agree to the following Terms of Service. If you do not agree with these terms, please discontinue use of the Website.

Watley Insurance Group is a licensed insurance agency. We provide insurance services, including quotes, coverage advice, and policy placement through our licensed insurance professionals.

All insurance services are provided by licensed insurance professionals in accordance with applicable Louisiana insurance regulations.

2. Contact and Services

When you submit information through this Website or contact us, you authorize our licensed insurance professionals to contact you to discuss your insurance needs and provide quotes and coverage options.

We will make reasonable efforts to respond to your inquiries and provide insurance quotes, subject to availability and eligibility requirements.

All insurance quotes and coverage options are subject to underwriting approval and final policy terms.

3. Website Content

All content on this Website is provided for general informational purposes only. No content should be interpreted as insurance, legal, or financial advice.

Information may not reflect current policy details, pricing, or laws.

4. Agent-Client Relationship

An agent-client relationship is established when you engage our services and we begin working on your insurance needs. This relationship is governed by Louisiana insurance regulations and the terms of any policies we help you obtain.

Our licensed insurance professionals are committed to acting in your best interest and providing professional, ethical service.

5. User Responsibilities

You agree not to:

• Provide false or misleading information
• Misuse forms or automated systems
• Attempt to harm, reverse-engineer, or disrupt Website operations
• Use the Website for illegal or unauthorized purposes

6. Intellectual Property

All text, graphics, logos, and content on this Website are owned by Watley Insurance Group and may not be copied, distributed, or reproduced without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Watley Insurance Group is not liable for:

• Damages arising from policy decisions made by users
• Loss of data, technical issues, or Website availability
• Any indirect or consequential damages arising from use of this Website
• Coverage limitations or exclusions contained in insurance policies

You use this Website at your own risk.

8. Privacy

By using this Website, you agree to the practices described in our Privacy Policy.

9. Updates to These Terms

We may modify or update these Terms at any time. Changes take effect immediately upon posting to the Website.